As for her attitude, perhaps it's because your "friend" is being a to his wife that she has this? If you really want help for him, have him post on his own.
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There are few job markets that are hiring right now but I do know the medical field is fairly solid right now. A transmission could go out, an out of the blue injury could happen, etc… If you are not prepared for these things, finances can grow out of control quick.
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Do not focus on interest rates! BTW, if your interest rates jumped by a factor of 2, then it sounds like there was default on other revolving credit accounts. I would pull a credit report to what you have going on. I know TransUnion allows one free one per year, at least they use to… Link to the Ramsey website: Horney ladies ready international dating sites.
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